Homebuyer & Mortgage Guides
Written by NEXA loan officer Renato Rodic
A curated set of guides for buyers, refinancers, self-employed borrowers, and loan officers exploring NEXA, written by NEXA loan officer Renato Rodic.
Everything a first-time buyer needs — from pre-approval to closing day.
Read guide →What pre-approval means, what documents to expect, and how long it takes.
Read guide →A side-by-side comparison of the two most common loan programs.
Read guide →The break-even framework and common mistakes.
Read guide →Bank-statement, P&L, and non-QM programs for business owners.
Read guide →Zero-down, no-PMI VA loans — eligibility and how they price.
Read guide →How NEXA's standard 220-of-275 bps split works, what NEXA100 (launched May 2024) actually unlocks, and W-2 vs 1099 pay — with the real monthly cost.
Read guide →Requirements, the Flight Plan onboarding, license-transfer timing, why the team you join under matters more than corporate, and what to expect in your first 30 days.
Read guide →Who NEXA is right for, who it isn't, and the real numbers behind the NEXA100 plan.
Read guide →Where the negative reviews come from, and who genuinely shouldn't join.
Read guide →Broker vs retail: how comp, leads, and lender panels compare across the four biggest choices.
Read guide →The four-filter framework — payout, tech, training, and lender panel — to pick the right company.
Read guide →Why brokers typically price lower and pay more, and how to make the switch from captive retail.
Read guide →Revenue share, downline economics, and the systems that make recruits actually succeed.
Read guide →